Commercial Lending
Commercial Loan
We offer alternative funding solutions for commercial customers regarding your non-specialized or specialized commercial property
Land and Development Loan
We offer Land / land-bank /subdivision loans up to $25M and Construction loans up to $5M with any presales.
Cash Flow Finance
We could always meet up our customer's needs in relation to Cash Flow Finance. The whole process is simple.
Equipment Finance
We could offer all equipment need such as Motor vehicles, Trucks, trailers, forklifts, Medical and Agricultural equipment
Business Loan
We continue to support business customers with unsecured security. The rate is starting from 4.5% with a full credit assessment.
Invoice Finance
We could analyze the clients' accounting software and assist to operate like an overdraft secured against invoices.
Your Questions Our Answers
What is Business Loan?
For a secured loan, you’ll need to provide security acceptable to lenders meeting lenders' requirements, including minimum security coverage and suitable location. Residential property can’t be used as security under the Government Guarantee Scheme. For an unsecured loan you won’t need to provide an asset as security, although a personal guarantee may be required (for example from company directors).
What is Cash Flow Loan?
Connect your accounting software for quick, easy access to funds in 24hrs.
- NO PROPERTY SECURITY REQUIRED
- CHOOSE WHICH SALES RECORDS TO FUND AND ONLY PAY FOR WHAT YOU USE
- TAKE THE HASSLE OUT OF ADMIN – JUST CONNECT AND GO
Do I really need Business Loan?
Simply put, our aim is to give business owners a better chance of success. We are committed to supporting businesses across Australia. We strive to provide the most comprehensive range of working capital solutions to meet all types of business needs. Our solutions are tailored towards improving cash flow to generate the funds that small and medium-sized businesses need to realize their goals.
How simple is it getting Business Loan through EK Mortgage?
loan amount $25,000 - $750,000Interest rate 10.95% pa - 24.95% pa (annual percentage rate)Repayment Rate varies based on business turnover
Weekly or monthly options to suit your cash flowFees An annual fee of $395. No establishment fees, line fees, direct debit fees, early repayment fees Purpose Any business purpose
Looking for Loan?
Our support team is here to help you find the right solutions for your needs.